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The Partners

ROLAND B. BELTRAN, of Malaybalay, Bukidnon, Philippines, born on August 23, 1964, son of Nemesio Galdo Beltran and Linda Barroso Beltran; Managing Partner of Beltran & Reyes-Beltran Law Offices; A.B. Economics, San Sebastian College - Manila, Philippines, 1985, LL.B., San Beda College of Law - Manila, Philippines, 1989; admitted to Philippine Bar on April 10, 1990; married to Ma. Victoria M. Reyes-Beltran; children: Roberto Francisco, Roland, Jr., Viktoria Madelaine and Nemesio Alejandro.

MA. VICTORIA M. REYES-BELTRAN, of Paranaque City, Metro Manila, Philippines, born on October 18, 1966; a graduate of San Beda College in Manila, with a degree of Bachelor of Laws, Class 1992. Admitted to the practice of law on May 12, 1993; a graduate of the University of the Philippines in Diliman, Quezon City, with a degree of Bachelor of Arts in Philosophy, Class 1987; earned units for Masteral Degree in International Commercial Law on Structuring an International Joint Venture, University of California School of Law, Davis Campus; attended seminar on Airline Liability, Center for Continuing Professional Development, Dibb Lupton Alsop Training, London, England, November 1-2, 1999; married to Roland B. Beltran; children: Roberto Francisco, Roland, Jr., Viktoria Madelaine and Nemesio Alejandro.